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<!--(C) EBA-->
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    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_tC_60.00.b" xlink:label="loc_eba_tC_60.00.b" />
    <label:label xlink:type="resource" xlink:label="label_eba_tC_60.00.b" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">C 60.00.b (SF - Items requiring stable funding)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_tC_60.00.b" xlink:to="label_eba_tC_60.00.b" />
    <label:label xlink:type="resource" xlink:label="label_eba_tC_60.00.b_1" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/verboseLabel">C 60.00.b (SF - Items requiring stable funding) Stable funding. Items requiring stable funding (II). Total</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_tC_60.00.b" xlink:to="label_eba_tC_60.00.b_1" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_a1" xlink:label="loc_eba_a1" />
    <label:label xlink:type="resource" xlink:label="label_eba_a1" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Columns</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_a1" xlink:to="label_eba_a1" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23235" xlink:label="loc_eba_c23235" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23235" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total amount</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23235" xlink:to="label_eba_c23235" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23236" xlink:label="loc_eba_c23236" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23236" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23236" xlink:to="label_eba_c23236" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23237" xlink:label="loc_eba_c23237" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23237" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23237" xlink:to="label_eba_c23237" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23238" xlink:label="loc_eba_c23238" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23238" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23238" xlink:to="label_eba_c23238" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23239" xlink:label="loc_eba_c23239" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23239" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23239" xlink:to="label_eba_c23239" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23240" xlink:label="loc_eba_c23240" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23240" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">after 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23240" xlink:to="label_eba_c23240" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_a2" xlink:label="loc_eba_a2" />
    <label:label xlink:type="resource" xlink:label="label_eba_a2" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Rows</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_a2" xlink:to="label_eba_a2" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23279" xlink:label="loc_eba_c23279" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23279" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">non-renewable loans and receivables</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23279" xlink:to="label_eba_c23279" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23280" xlink:label="loc_eba_c23280" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23280" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">the borrowers of which are natural persons other than commercial sole proprietors and partnerships</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23280" xlink:to="label_eba_c23280" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23281" xlink:label="loc_eba_c23281" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23281" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23281" xlink:to="label_eba_c23281" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23282" xlink:label="loc_eba_c23282" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23282" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23282" xlink:to="label_eba_c23282" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23283" xlink:label="loc_eba_c23283" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23283" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23283" xlink:to="label_eba_c23283" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23284" xlink:label="loc_eba_c23284" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23284" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23284" xlink:to="label_eba_c23284" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23285" xlink:label="loc_eba_c23285" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23285" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23285" xlink:to="label_eba_c23285" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23286" xlink:label="loc_eba_c23286" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23286" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23286" xlink:to="label_eba_c23286" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23287" xlink:label="loc_eba_c23287" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23287" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">SMEs that qualify for the retail exposure under the Standardised or IRB approaches for credit risk or to a company which is eligible for the treatment mentioned in Art. 153(4) CRR and where the aggregate deposit placed by the client or group of connected clients is less than EUR 1 million</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23287" xlink:to="label_eba_c23287" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23288" xlink:label="loc_eba_c23288" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23288" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23288" xlink:to="label_eba_c23288" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23289" xlink:label="loc_eba_c23289" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23289" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23289" xlink:to="label_eba_c23289" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23290" xlink:label="loc_eba_c23290" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23290" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23290" xlink:to="label_eba_c23290" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23291" xlink:label="loc_eba_c23291" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23291" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23291" xlink:to="label_eba_c23291" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23241" xlink:label="loc_eba_c23241" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23241" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23241" xlink:to="label_eba_c23241" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23242" xlink:label="loc_eba_c23242" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23242" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23242" xlink:to="label_eba_c23242" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23243" xlink:label="loc_eba_c23243" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23243" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">the borrowers of which are sovereigns, central banks and public sector entities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23243" xlink:to="label_eba_c23243" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23244" xlink:label="loc_eba_c23244" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23244" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23244" xlink:to="label_eba_c23244" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23245" xlink:label="loc_eba_c23245" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23245" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23245" xlink:to="label_eba_c23245" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23246" xlink:label="loc_eba_c23246" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23246" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23246" xlink:to="label_eba_c23246" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23247" xlink:label="loc_eba_c23247" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23247" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23247" xlink:to="label_eba_c23247" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23248" xlink:label="loc_eba_c23248" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23248" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23248" xlink:to="label_eba_c23248" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23249" xlink:label="loc_eba_c23249" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23249" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23249" xlink:to="label_eba_c23249" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23250" xlink:label="loc_eba_c23250" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23250" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">the borrowers of which are not reported in item 1.9.1, 1.9.2 or 1.9.3 other than financial customers</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23250" xlink:to="label_eba_c23250" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23251" xlink:label="loc_eba_c23251" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23251" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23251" xlink:to="label_eba_c23251" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23252" xlink:label="loc_eba_c23252" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23252" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23252" xlink:to="label_eba_c23252" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23253" xlink:label="loc_eba_c23253" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23253" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23253" xlink:to="label_eba_c23253" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23254" xlink:label="loc_eba_c23254" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23254" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23254" xlink:to="label_eba_c23254" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23255" xlink:label="loc_eba_c23255" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23255" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23255" xlink:to="label_eba_c23255" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23256" xlink:label="loc_eba_c23256" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23256" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23256" xlink:to="label_eba_c23256" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23257" xlink:label="loc_eba_c23257" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23257" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">the borrowers of which are credit institutions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23257" xlink:to="label_eba_c23257" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23258" xlink:label="loc_eba_c23258" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23258" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23258" xlink:to="label_eba_c23258" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23259" xlink:label="loc_eba_c23259" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23259" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23259" xlink:to="label_eba_c23259" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23260" xlink:label="loc_eba_c23260" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23260" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23260" xlink:to="label_eba_c23260" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23261" xlink:label="loc_eba_c23261" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23261" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23261" xlink:to="label_eba_c23261" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23262" xlink:label="loc_eba_c23262" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23262" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23262" xlink:to="label_eba_c23262" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23263" xlink:label="loc_eba_c23263" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23263" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23263" xlink:to="label_eba_c23263" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23264" xlink:label="loc_eba_c23264" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23264" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">the borrowers of which are financial customers (not referred to in 1.9.1, 1.9.2) other than credit institutions</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23264" xlink:to="label_eba_c23264" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23265" xlink:label="loc_eba_c23265" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23265" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount unencumbered</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23265" xlink:to="label_eba_c23265" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23266" xlink:label="loc_eba_c23266" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23266" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period within three months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23266" xlink:to="label_eba_c23266" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23267" xlink:label="loc_eba_c23267" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23267" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between three and 6 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23267" xlink:to="label_eba_c23267" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23268" xlink:label="loc_eba_c23268" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23268" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 6 and 9 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23268" xlink:to="label_eba_c23268" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23269" xlink:label="loc_eba_c23269" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23269" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period between 9 and 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23269" xlink:to="label_eba_c23269" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23270" xlink:label="loc_eba_c23270" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23270" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">amount encumbered for a period greater than 12 months</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23270" xlink:to="label_eba_c23270" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23271" xlink:label="loc_eba_c23271" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23271" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">non-renewable loans and receivables reported in 1.9 that are collateralised by real estate</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23271" xlink:to="label_eba_c23271" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23272" xlink:label="loc_eba_c23272" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23272" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">collateralised by commercial real estate (CRE)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23272" xlink:to="label_eba_c23272" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23273" xlink:label="loc_eba_c23273" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23273" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">collateralised by residential real estate (PRE)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23273" xlink:to="label_eba_c23273" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23274" xlink:label="loc_eba_c23274" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23274" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">match funded (pass-through) via bond eligible for treatment set out in Art. 129 (4) or (5) CRR as defined in Art. 52(4) of Directive 2009/65/EC</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23274" xlink:to="label_eba_c23274" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23275" xlink:label="loc_eba_c23275" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23275" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">derivatives receivables</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23275" xlink:to="label_eba_c23275" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23276" xlink:label="loc_eba_c23276" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23276" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">any other assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23276" xlink:to="label_eba_c23276" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23277" xlink:label="loc_eba_c23277" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23277" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">assets deducted from own funds not requiring stable funding</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23277" xlink:to="label_eba_c23277" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23278" xlink:label="loc_eba_c23278" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23278" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">undrawn committed credit facilities that qualify as 'medium risk' or 'medium/low risk' under Annex I.</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23278" xlink:to="label_eba_c23278" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_a3" xlink:label="loc_eba_a3" />
    <label:label xlink:type="resource" xlink:label="label_eba_a3" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Sheets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_a3" xlink:to="label_eba_a3" />
    <link:loc xlink:type="locator" xlink:href="c_60.00.b-rend.xml#eba_c23292" xlink:label="loc_eba_c23292" />
    <label:label xlink:type="resource" xlink:label="label_eba_c23292" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total currencies</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c23292" xlink:to="label_eba_c23292" />
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