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    <label:label xlink:type="resource" xlink:label="label_eba_c39365" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">TOTAL UNADJUSTED LIQUID ASSETS</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39366" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 1 ASSETS</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39367" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 1 assets excluding extremely high quality covered bonds</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39382" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 1 extremely high quality covered bonds</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39383" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Extremely high quality covered bonds</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39384" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Qualifying CIU shares/units: underlying is extremely high quality covered bonds</label:label>
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    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39385" xlink:to="label_eba_c39385" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39386" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 2 ASSETS</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39387" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 2A assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39387" xlink:to="label_eba_c39387" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39388" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Regional government / local authorities or Public Sector Entity assets (Member State, RW20%)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39388" xlink:to="label_eba_c39388" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39389" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Central bank or central / regional government or local authorities or Public Sector Entity assets (Third Country, RW20%)</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39390" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">High quality covered bonds (CQS2)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39390" xlink:to="label_eba_c39390" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39391" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">High quality covered bonds (Third Country, CQS1)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39391" xlink:to="label_eba_c39391" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39392" xlink:label="loc_eba_c39392" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39392" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Corporate debt securities (CQS1)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39392" xlink:to="label_eba_c39392" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39393" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Qualifying CIU shares/units: underlying is Level 2A assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39393" xlink:to="label_eba_c39393" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39394" xlink:label="loc_eba_c39394" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39394" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Central institutions: Level 2A assets which are considered liquid assets for the depositing credit institution</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39394" xlink:to="label_eba_c39394" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39395" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Total unadjusted level 2B assets</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39396" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Asset-backed securities (residential, CQS1)</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39397" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Asset-backed securities (auto, CQS1)</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39398" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">High quality covered bonds (RW35%)</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39402" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Shares (major stock index)</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c39406" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Qualifying CIU shares/units: underlying is corporate debt securities (CQS2/3), shares (major stock index) or non-interest bearing assets (held by credit institutions for religious reasons) (CQS3-5)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39406" xlink:to="label_eba_c39406" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39407" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Qualifying CIU shares/units: underlying is asset-backed securities (commercial or individuals, Member State, CQS1)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39407" xlink:to="label_eba_c39407" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39408" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Qualifying CIU shares/units: underlying is corporate debt securities (CQS2/3) or shares (major stock index)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39408" xlink:to="label_eba_c39408" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39409" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deposits by network member with central institution (no obligated investment)</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39410" xlink:label="loc_eba_c39410" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39410" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Liquidity funding available to network member from central institution (non-specified collateralisation)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39410" xlink:to="label_eba_c39410" />
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    <label:label xlink:type="resource" xlink:label="label_eba_c39412" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Memorandum</label:label>
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    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39413" xlink:to="label_eba_c39413" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39414" xlink:label="loc_eba_c39414" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39414" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deposits by network member with central institution (obligated investment in Level 1 excl. EHQ CB)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39414" xlink:to="label_eba_c39414" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39415" xlink:label="loc_eba_c39415" />
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    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39415" xlink:to="label_eba_c39415" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39416" xlink:label="loc_eba_c39416" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39416" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deposits by network member with central institution (obligated investment in Level 2A assets)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39416" xlink:to="label_eba_c39416" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39417" xlink:label="loc_eba_c39417" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39417" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deposits by network member with central institution (obligated investment in Level 2B assets)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39417" xlink:to="label_eba_c39417" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39418" xlink:label="loc_eba_c39418" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39418" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Adjustments made to assets due to net liquidity outflows from early close-out of hedges</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39418" xlink:to="label_eba_c39418" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39419" xlink:label="loc_eba_c39419" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39419" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Adjustments made to assets due to net liquidity inflows from early close-out of hedges</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39419" xlink:to="label_eba_c39419" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39420" xlink:label="loc_eba_c39420" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39420" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Member State-sponsored guaranteed bank assets subject to grandfathering</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39420" xlink:to="label_eba_c39420" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39421" xlink:label="loc_eba_c39421" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39421" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Member State-sponsored impaired asset management agencies subject to transitional provision</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39421" xlink:to="label_eba_c39421" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39422" xlink:label="loc_eba_c39422" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39422" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Securitisations backed by residential loans subject to transitional provision</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39422" xlink:to="label_eba_c39422" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39423" xlink:label="loc_eba_c39423" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39423" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Level 1/2A/2B assets excluded due to currency reasons</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39423" xlink:to="label_eba_c39423" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39424" xlink:label="loc_eba_c39424" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39424" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Level 1/2A/2B assets excluded for operational reasons except for currency reasons</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39424" xlink:to="label_eba_c39424" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39425" xlink:label="loc_eba_c39425" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39425" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Level 1 Non-interest bearing assets (held by credit institutions for religious reasons)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39425" xlink:to="label_eba_c39425" />
    <link:loc xlink:type="locator" xlink:href="c_72.00.a-rend.xml#eba_c39426" xlink:label="loc_eba_c39426" />
    <label:label xlink:type="resource" xlink:label="label_eba_c39426" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Level 2A Non-interest bearing assets (held by credit institutions for religious reasons)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c39426" xlink:to="label_eba_c39426" />
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