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<!--(C) EBA-->
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    <label:label xlink:type="resource" xlink:label="label_eba_c33845" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Amount</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_a2" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Rows</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33847" xlink:label="loc_eba_c33847" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33847" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">TIER 1 CAPITAL</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33847" xlink:to="label_eba_c33847" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33848" xlink:label="loc_eba_c33848" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33848" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">COMMON EQUITY TIER 1 CAPITAL</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33849" xlink:label="loc_eba_c33849" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33849" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Capital instruments eligible as CET1 Capital</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33850" xlink:label="loc_eba_c33850" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33850" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Paid up capital instruments</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33851" xlink:label="loc_eba_c33851" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33851" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Of which: Capital instruments subscribed by public authorities in emergency situations</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33851" xlink:to="label_eba_c33851" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33852" xlink:label="loc_eba_c33852" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33852" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Memorandum item: Capital instruments not eligible</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33852" xlink:to="label_eba_c33852" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33853" xlink:label="loc_eba_c33853" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33853" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Share premium</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33853" xlink:to="label_eba_c33853" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33854" xlink:label="loc_eba_c33854" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33854" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Own CET1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33854" xlink:to="label_eba_c33854" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33855" xlink:label="loc_eba_c33855" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33855" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Direct holdings of CET1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33855" xlink:to="label_eba_c33855" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33856" xlink:label="loc_eba_c33856" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33856" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Indirect holdings of CET1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33856" xlink:to="label_eba_c33856" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33857" xlink:label="loc_eba_c33857" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33857" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Synthetic holdings of CET1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33857" xlink:to="label_eba_c33857" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33858" xlink:label="loc_eba_c33858" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33858" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Actual or contingent obligations to purchase own CET1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33858" xlink:to="label_eba_c33858" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33859" xlink:label="loc_eba_c33859" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33859" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Retained earnings</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33859" xlink:to="label_eba_c33859" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33860" xlink:label="loc_eba_c33860" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33860" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Previous years retained earnings</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33860" xlink:to="label_eba_c33860" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33861" xlink:label="loc_eba_c33861" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33861" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Profit or loss eligible</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33861" xlink:to="label_eba_c33861" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33862" xlink:label="loc_eba_c33862" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33862" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Profit or loss attributable to owners of the parent</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33862" xlink:to="label_eba_c33862" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33863" xlink:label="loc_eba_c33863" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33863" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Part of interim or year-end profit not eligible</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33863" xlink:to="label_eba_c33863" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33864" xlink:label="loc_eba_c33864" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33864" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Accumulated other comprehensive income</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33864" xlink:to="label_eba_c33864" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33865" xlink:label="loc_eba_c33865" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33865" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Other reserves</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33865" xlink:to="label_eba_c33865" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33866" xlink:label="loc_eba_c33866" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33866" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Funds for general banking risk</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33866" xlink:to="label_eba_c33866" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33867" xlink:label="loc_eba_c33867" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33867" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to grandfathered CET1 Capital instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33867" xlink:to="label_eba_c33867" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33868" xlink:label="loc_eba_c33868" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33868" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Minority interest given recognition in CET1 capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33868" xlink:to="label_eba_c33868" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33869" xlink:label="loc_eba_c33869" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33869" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to additional minority interests</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33869" xlink:to="label_eba_c33869" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33870" xlink:label="loc_eba_c33870" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33870" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Adjustments to CET1 due to prudential filters</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33870" xlink:to="label_eba_c33870" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33871" xlink:label="loc_eba_c33871" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33871" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Increases in equity resulting from securitised assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33871" xlink:to="label_eba_c33871" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33872" xlink:label="loc_eba_c33872" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33872" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Cash flow hedge reserve</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33872" xlink:to="label_eba_c33872" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33873" xlink:label="loc_eba_c33873" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33873" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Cumulative gains and losses due to changes in own credit risk on fair valued liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33873" xlink:to="label_eba_c33873" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33874" xlink:label="loc_eba_c33874" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33874" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Fair value gains and losses arising from the institution's own credit risk related to derivative liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33874" xlink:to="label_eba_c33874" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33875" xlink:label="loc_eba_c33875" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33875" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Value adjustments due to the requirements for prudent valuation</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33875" xlink:to="label_eba_c33875" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33876" xlink:label="loc_eba_c33876" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33876" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Goodwill</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33876" xlink:to="label_eba_c33876" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33877" xlink:label="loc_eba_c33877" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33877" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Goodwill accounted for as intangible asset</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33877" xlink:to="label_eba_c33877" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33878" xlink:label="loc_eba_c33878" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33878" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Goodwill included in the valuation of significant investments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33878" xlink:to="label_eba_c33878" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33879" xlink:label="loc_eba_c33879" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33879" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deferred tax liabilities associated to goodwill</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33879" xlink:to="label_eba_c33879" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33880" xlink:label="loc_eba_c33880" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33880" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Other intangible assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33880" xlink:to="label_eba_c33880" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33881" xlink:label="loc_eba_c33881" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33881" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Other intangible assets before deduction of deferred tax liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33881" xlink:to="label_eba_c33881" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33882" xlink:label="loc_eba_c33882" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33882" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deferred tax liabilities associated to other intangible assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33882" xlink:to="label_eba_c33882" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33883" xlink:label="loc_eba_c33883" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33883" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Deferred tax assets that rely on future profitability and do not arise from temporary differences net of associated tax liabilities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33883" xlink:to="label_eba_c33883" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33884" xlink:label="loc_eba_c33884" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33884" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) IRB shortfall of credit risk adjustments to expected losses</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33884" xlink:to="label_eba_c33884" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33885" xlink:label="loc_eba_c33885" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33885" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-)Defined benefit pension fund assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33885" xlink:to="label_eba_c33885" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33886" xlink:label="loc_eba_c33886" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33886" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-)Defined benefit pension fund assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33886" xlink:to="label_eba_c33886" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33887" xlink:label="loc_eba_c33887" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33887" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deferred tax liabilities associated to defined benefit pension fund assets</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33887" xlink:to="label_eba_c33887" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33888" xlink:label="loc_eba_c33888" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33888" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Defined benefit pension fund assets which the institution has an unrestricted ability to use</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33888" xlink:to="label_eba_c33888" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33889" xlink:label="loc_eba_c33889" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33889" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Reciprocal cross holdings in CET1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33889" xlink:to="label_eba_c33889" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33890" xlink:label="loc_eba_c33890" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33890" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Excess of deduction from AT1 items over AT1 Capital (see 1.2.10)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33890" xlink:to="label_eba_c33890" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33891" xlink:label="loc_eba_c33891" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33891" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Qualifying holdings outside the financial sector which can alternatively be subject to a 1.250% risk weight</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33891" xlink:to="label_eba_c33891" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33892" xlink:label="loc_eba_c33892" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33892" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Securitisation positions which can alternatively be subject to a 1.250% risk weight</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33892" xlink:to="label_eba_c33892" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33893" xlink:label="loc_eba_c33893" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33893" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Free deliveries which can alternatively be subject to a 1.250% risk weight</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33893" xlink:to="label_eba_c33893" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33894" xlink:label="loc_eba_c33894" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33894" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Positions in a basket for which an institution cannot determine the risk weight under the IRB approach, and can alternatively be subject to a 1.250% risk weight</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33894" xlink:to="label_eba_c33894" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33895" xlink:label="loc_eba_c33895" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33895" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Equity exposures under an internal models approach which can alternatively be subject to a 1.250% risk weight</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33895" xlink:to="label_eba_c33895" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33896" xlink:label="loc_eba_c33896" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33896" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) CET1 instruments of financial sector entities where the institution does not have a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33896" xlink:to="label_eba_c33896" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33897" xlink:label="loc_eba_c33897" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33897" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Deductible deferred tax assets that rely on future profitability and arise from temporary differences</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33897" xlink:to="label_eba_c33897" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33898" xlink:label="loc_eba_c33898" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33898" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) CET1 instruments of financial sector entities where the institution has a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33898" xlink:to="label_eba_c33898" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33899" xlink:label="loc_eba_c33899" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33899" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Amount exceeding the 17.65% threshold</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33899" xlink:to="label_eba_c33899" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33900" xlink:label="loc_eba_c33900" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33900" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Other transitional adjustments to CET1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33900" xlink:to="label_eba_c33900" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33901" xlink:label="loc_eba_c33901" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33901" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Additional deductions of CET1 Capital due to Article 3 CRR</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33901" xlink:to="label_eba_c33901" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33902" xlink:label="loc_eba_c33902" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33902" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">CET1 capital elements or deductions - other</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33902" xlink:to="label_eba_c33902" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33903" xlink:label="loc_eba_c33903" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33903" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">ADDITIONAL TIER 1 CAPITAL</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33903" xlink:to="label_eba_c33903" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33904" xlink:label="loc_eba_c33904" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33904" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Capital instruments eligible as AT1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33904" xlink:to="label_eba_c33904" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33905" xlink:label="loc_eba_c33905" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33905" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Paid up capital instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33905" xlink:to="label_eba_c33905" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33906" xlink:label="loc_eba_c33906" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33906" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Memorandum item: Capital instruments not eligible</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33906" xlink:to="label_eba_c33906" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33907" xlink:label="loc_eba_c33907" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33907" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Share premium</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33907" xlink:to="label_eba_c33907" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33908" xlink:label="loc_eba_c33908" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33908" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Own AT1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33908" xlink:to="label_eba_c33908" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33909" xlink:label="loc_eba_c33909" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33909" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Direct holdings of AT1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33909" xlink:to="label_eba_c33909" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33910" xlink:label="loc_eba_c33910" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33910" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Indirect holdings of AT1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33910" xlink:to="label_eba_c33910" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33911" xlink:label="loc_eba_c33911" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33911" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Synthetic holdings of AT1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33911" xlink:to="label_eba_c33911" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33912" xlink:label="loc_eba_c33912" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33912" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Actual or contingent obligations to purchase own AT1 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33912" xlink:to="label_eba_c33912" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33913" xlink:label="loc_eba_c33913" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33913" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to grandfathered AT1 Capital instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33913" xlink:to="label_eba_c33913" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33914" xlink:label="loc_eba_c33914" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33914" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Instruments issued by subsidiaries that are given recognition in AT1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33914" xlink:to="label_eba_c33914" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33915" xlink:label="loc_eba_c33915" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33915" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to additional recognition in AT1 Capital of instruments issued by subsidiaries</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33915" xlink:to="label_eba_c33915" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33916" xlink:label="loc_eba_c33916" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33916" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Reciprocal cross holdings in AT1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33916" xlink:to="label_eba_c33916" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33917" xlink:label="loc_eba_c33917" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33917" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) AT1 instruments of financial sector entities where the institution does not have a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33917" xlink:to="label_eba_c33917" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33918" xlink:label="loc_eba_c33918" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33918" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) AT1 instruments of financial sector entities where the institution has a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33918" xlink:to="label_eba_c33918" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33919" xlink:label="loc_eba_c33919" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33919" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Excess of deduction from T2 items over T2 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33919" xlink:to="label_eba_c33919" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33920" xlink:label="loc_eba_c33920" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33920" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Other transitional adjustments to AT1 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33920" xlink:to="label_eba_c33920" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33921" xlink:label="loc_eba_c33921" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33921" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Excess of deduction from AT1 items over AT1 Capital (deducted in CET1)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33921" xlink:to="label_eba_c33921" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33922" xlink:label="loc_eba_c33922" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33922" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Additional deductions of AT1 Capital due to Article 3 CRR</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33922" xlink:to="label_eba_c33922" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33923" xlink:label="loc_eba_c33923" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33923" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">AT1 capital elements or deductions - other</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33923" xlink:to="label_eba_c33923" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33924" xlink:label="loc_eba_c33924" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33924" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">TIER 2 CAPITAL</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33924" xlink:to="label_eba_c33924" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33925" xlink:label="loc_eba_c33925" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33925" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Capital instruments and subordinated loans eligible as T2 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33925" xlink:to="label_eba_c33925" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33926" xlink:label="loc_eba_c33926" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33926" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Paid up capital instruments and subordinated loans</label:label>
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    <label:label xlink:type="resource" xlink:label="label_eba_c33927" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Memorandum item: Capital instruments and subordinated loans not eligible</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33928" xlink:label="loc_eba_c33928" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33928" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Share premium</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33929" xlink:label="loc_eba_c33929" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33929" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Own T2 instruments</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33930" xlink:label="loc_eba_c33930" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33930" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Direct holdings of T2 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33930" xlink:to="label_eba_c33930" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33931" xlink:label="loc_eba_c33931" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33931" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Indirect holdings of T2 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33931" xlink:to="label_eba_c33931" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33932" xlink:label="loc_eba_c33932" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33932" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Synthetic holdings of T2 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33932" xlink:to="label_eba_c33932" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33933" xlink:label="loc_eba_c33933" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33933" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Actual or contingent obligations to purchase own T2 instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33933" xlink:to="label_eba_c33933" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33934" xlink:label="loc_eba_c33934" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33934" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to grandfathered T2 Capital instruments and subordinated loans</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33934" xlink:to="label_eba_c33934" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33935" xlink:label="loc_eba_c33935" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33935" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Instruments issued by subsidiaries that are given recognition in T2 Capital</label:label>
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    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33936" xlink:label="loc_eba_c33936" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33936" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Transitional adjustments due to additional recognition in T2 Capital of instruments issued by subsidiaries</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33936" xlink:to="label_eba_c33936" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33937" xlink:label="loc_eba_c33937" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33937" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">IRB Excess of provisions over expected losses eligible</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33937" xlink:to="label_eba_c33937" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33938" xlink:label="loc_eba_c33938" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33938" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">SA General credit risk adjustments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33938" xlink:to="label_eba_c33938" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33939" xlink:label="loc_eba_c33939" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33939" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Reciprocal cross holdings in T2 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33939" xlink:to="label_eba_c33939" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33940" xlink:label="loc_eba_c33940" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33940" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) T2 instruments of financial sector entities where the institution does not have a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33940" xlink:to="label_eba_c33940" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33941" xlink:label="loc_eba_c33941" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33941" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) T2 instruments of financial sector entities where the institution has a significant investment</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33941" xlink:to="label_eba_c33941" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33942" xlink:label="loc_eba_c33942" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33942" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Other transitional adjustments to T2 Capital</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33942" xlink:to="label_eba_c33942" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33943" xlink:label="loc_eba_c33943" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33943" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Excess of deduction from T2 items over T2 Capital (deducted in AT1)</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33943" xlink:to="label_eba_c33943" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33944" xlink:label="loc_eba_c33944" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33944" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">(-) Additional deductions of T2 Capital due to Article 3 CRR</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c33944" xlink:to="label_eba_c33944" />
    <link:loc xlink:type="locator" xlink:href="c_01.00-rend.xml#eba_c33945" xlink:label="loc_eba_c33945" />
    <label:label xlink:type="resource" xlink:label="label_eba_c33945" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">T2 capital elements or deductions - other</label:label>
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