<?xml version="1.0" encoding="utf-8"?>
<?taxonomy-version 2.2.1.0 ?> <?taxonomy-set-overall-version 2.7.0.0 ?>
<!--(C) EBA-->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:gen="http://xbrl.org/2008/generic" xmlns:label="http://xbrl.org/2008/label" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd http://xbrl.org/2008/generic http://www.xbrl.org/2008/generic-link.xsd http://xbrl.org/2008/label http://www.xbrl.org/2008/generic-label.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/arcrole/2008/element-label" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#element-label" />
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/label" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#standard-label" />
  <link:roleRef roleURI="http://www.xbrl.org/2008/role/verboseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/2008/generic-label.xsd#verbose-label" />
  <gen:link xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_tF_30.02" xlink:label="loc_eba_tF_30.02" />
    <label:label xlink:type="resource" xlink:label="label_eba_tF_30.02" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">F 30.02</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_tF_30.02" xlink:to="label_eba_tF_30.02" />
    <label:label xlink:type="resource" xlink:label="label_eba_tF_30.02_1" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/verboseLabel">F 30.02 Breakdown of interests in unconsolidated structured entities by nature of the activities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_tF_30.02" xlink:to="label_eba_tF_30.02_1" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_a1" xlink:label="loc_eba_a1" />
    <label:label xlink:type="resource" xlink:label="label_eba_a1" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Columns</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_a1" xlink:to="label_eba_a1" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45921" xlink:label="loc_eba_c45921" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45921" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Securitisation Special Purpose Entities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45921" xlink:to="label_eba_c45921" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45922" xlink:label="loc_eba_c45922" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45922" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Asset management</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45922" xlink:to="label_eba_c45922" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45923" xlink:label="loc_eba_c45923" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45923" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Other activities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45923" xlink:to="label_eba_c45923" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_a2" xlink:label="loc_eba_a2" />
    <label:label xlink:type="resource" xlink:label="label_eba_a2" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Rows</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_a2" xlink:to="label_eba_a2" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45924" xlink:label="loc_eba_c45924" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45924" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Selected financial assets recognised in the reporting institution's balance sheet</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45924" xlink:to="label_eba_c45924" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45925" xlink:label="loc_eba_c45925" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45925" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">of which: non-performing</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45925" xlink:to="label_eba_c45925" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45926" xlink:label="loc_eba_c45926" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45926" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Derivatives</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45926" xlink:to="label_eba_c45926" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45927" xlink:label="loc_eba_c45927" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45927" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Equity instruments</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45927" xlink:to="label_eba_c45927" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45928" xlink:label="loc_eba_c45928" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45928" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Debt securities</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45928" xlink:to="label_eba_c45928" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45929" xlink:label="loc_eba_c45929" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45929" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Loans and advances</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45929" xlink:to="label_eba_c45929" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45930" xlink:label="loc_eba_c45930" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45930" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Selected equity and financial liabilities recognised in the reporting institution's balance sheet</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45930" xlink:to="label_eba_c45930" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45931" xlink:label="loc_eba_c45931" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45931" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Equity instruments issued</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45931" xlink:to="label_eba_c45931" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45932" xlink:label="loc_eba_c45932" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45932" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Derivatives</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45932" xlink:to="label_eba_c45932" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45933" xlink:label="loc_eba_c45933" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45933" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Deposits</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45933" xlink:to="label_eba_c45933" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45934" xlink:label="loc_eba_c45934" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45934" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Debt securities issued</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45934" xlink:to="label_eba_c45934" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45935" xlink:label="loc_eba_c45935" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45935" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">Off-balance sheet exposures given by the reporting institution</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45935" xlink:to="label_eba_c45935" />
    <link:loc xlink:type="locator" xlink:href="f_30.02-rend.xml#eba_c45936" xlink:label="loc_eba_c45936" />
    <label:label xlink:type="resource" xlink:label="label_eba_c45936" xml:lang="en" xlink:role="http://www.xbrl.org/2008/role/label">of which: non-performing</label:label>
    <gen:arc xlink:type="arc" xlink:arcrole="http://xbrl.org/arcrole/2008/element-label" xlink:from="loc_eba_c45936" xlink:to="label_eba_c45936" />
  </gen:link>
</link:linkbase>